Financing Your Manufactured Home
Your Approval Is What Really Matters
At Affordable Homes of Crestview, a division of Ranch USA Homes, we work with most major financial institutions and have a variety of finance programs available to suit most everyone’s financial picture — even if there are some credit issues. At Affordable Homes of Crestview, we make your dream home affordable! Contact us about loan programs for clients with credit scores as low as 575!
Programs For All Situations
At Affordable Homes of Crestview, we pride ourselves on placing customers into the home of their dreams. We realize that every credit situation is unique. We strive to offer a program that will fit your family’s financial wants and needs. Now is the time to start the process of home ownership. If you’re ready to get pre-approved for a home, or have any questions, please contact us at 850-398-5685
Jump Start Your Home-Ownership Process . . .
Exploring Manufactured Home Financing Options
In addition to building the best home on the market, Affordable Homes of Crestview, a Division of Ranch USA Homes offers access to multiple avenues of finance to purchase your new home. Simply put we want your business and work hard to offer you options that fit your family’s financial needs. We are proud to offer finance programs that fit all credit situations including:
Cash
Some buyers may choose to purchase their home outright and pay cash.
Your Bank
This option allows you to work with your local bank and secure your funds for a land/home purchase, second mortgages or equity loans tailored to your needs. Affordable Homes of Crestview is more than happy to work with your local banker to make this a smooth transaction.
Chattel Financing
This loan is a simple home-only purchase. This loan does not encumber one’s land. Down payments will range from 5% – 20% depending on one’s credit standing.
Land in Lieu Financing
Use your land as your down payment. Many customers choose this option in lieu of investing cash as a down payment. In this situation the land is collateral for the mortgage. Appraised values of the land do have a bearing on the down payment.
Conventional Mortgages
Affordable Homes of Crestview has the ability to assist you in securing the best mortgage for your new home from some of the top lenders in the country specializing in manufactured and modular housing loan programs.
Use your Tax Refund as a Down Payment
Let Affordable Homes of Crestview set you on the path to home ownership and grow your independent wealth by turning your tax refund into a down payment for your new home.
GO TO HELPFUL MANUFACTURED HOME LOAN & CLOSING TERMS
We’re on your side! Affordable Homes of Crestview ⎯⎯ Northwest Florida’s Premier Home Center, has teamed up with the nations best manufactured home lenders to offer you a variety of financing options to suit your lifestyle and more importantly, your budget.





Financing your manufactured home is easy with the right lender. At Affordable Homes of Crestview, we are not only going to help you own a high-quality, energy efficient manufactured home, but we are also going to help you locate the best financing for your investment.
Low Rates. Great Prices. Get Moving. CALL 850-398-5685